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	<title>Comments on: Kick Your Credit Card Debt to the Curb!</title>
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		<title>By: kevincraig</title>
		<link>http://blog.kw.com/2010/05/28/kick-your-credit-card-debt-to-the-curb/#comment-780</link>
		<dc:creator>kevincraig</dc:creator>
		<pubDate>Fri, 16 Mar 2012 06:46:09 +0000</pubDate>
		<guid isPermaLink="false">http://blog.kw.com/?p=1030#comment-780</guid>
		<description><![CDATA[I agree. I too, don’t believe that we should completely stop using credit cards. Rather, should know when and where they are made to be used. I often use my cards at the end of the month, when I see lack of liquid money in my wallet. Like most Americans, I’m also in debt. But I’ve implemented some innovative (perhaps ridiculous!) ways to save money and pay off debt. I’ve stopped paying for my cable connection (my wife and children are very heated over it) and teach my kids laying guitar during that time. I’ve also replaced all the old incandescent bulbs in my home with compact fluorescent light bulbs (CFLs) (and they are providing me with good saving on my electric bills). Moreover, it’s 10 minutes’ dive from my home to office. But from last month, I’ve started scaling the distance on my foot. It takes around 30 minutes. I’m happy as it keeps me fit too and even now I don’t have to make time for morning jogging. :)

Kevin Craig
Financial Writer
http://www.ovlg.com/]]></description>
		<content:encoded><![CDATA[<p>I agree. I too, don’t believe that we should completely stop using credit cards. Rather, should know when and where they are made to be used. I often use my cards at the end of the month, when I see lack of liquid money in my wallet. Like most Americans, I’m also in debt. But I’ve implemented some innovative (perhaps ridiculous!) ways to save money and pay off debt. I’ve stopped paying for my cable connection (my wife and children are very heated over it) and teach my kids laying guitar during that time. I’ve also replaced all the old incandescent bulbs in my home with compact fluorescent light bulbs (CFLs) (and they are providing me with good saving on my electric bills). Moreover, it’s 10 minutes’ dive from my home to office. But from last month, I’ve started scaling the distance on my foot. It takes around 30 minutes. I’m happy as it keeps me fit too and even now I don’t have to make time for morning jogging. <img src='http://blog.kw.com/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' /> </p>
<p>Kevin Craig<br />
Financial Writer<br />
<a href="http://www.ovlg.com/" rel="nofollow">http://www.ovlg.com/</a></p>
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		<title>By: johnexo</title>
		<link>http://blog.kw.com/2010/05/28/kick-your-credit-card-debt-to-the-curb/#comment-779</link>
		<dc:creator>johnexo</dc:creator>
		<pubDate>Mon, 03 Jan 2011 11:23:43 +0000</pubDate>
		<guid isPermaLink="false">http://blog.kw.com/?p=1030#comment-779</guid>
		<description><![CDATA[I don’t believe that credit cards are bad, but they are NOT for everybody and definitely NOT for kids and college students. If you are responsible, track your credit cards charges just like you do with a checkbook, and always pay off the balance each month, credit cards can be a useful tool.
&lt;a href=&quot;http://www.financeandmarkets.net/&quot; rel=&quot;nofollow&quot;&gt;Money Saving Tips&lt;/a&gt;]]></description>
		<content:encoded><![CDATA[<p>I don’t believe that credit cards are bad, but they are NOT for everybody and definitely NOT for kids and college students. If you are responsible, track your credit cards charges just like you do with a checkbook, and always pay off the balance each month, credit cards can be a useful tool.<br />
<a href="http://www.financeandmarkets.net/" rel="nofollow">Money Saving Tips</a></p>
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	<item>
		<title>By: kwmt</title>
		<link>http://blog.kw.com/2010/05/28/kick-your-credit-card-debt-to-the-curb/#comment-778</link>
		<dc:creator>kwmt</dc:creator>
		<pubDate>Thu, 17 Jun 2010 21:20:47 +0000</pubDate>
		<guid isPermaLink="false">http://blog.kw.com/?p=1030#comment-778</guid>
		<description><![CDATA[It&#039;s awful easy to get sucked in, it&#039;s nice to have reminders on how to be smart. Thanks!

Keller Williams MT Realty
http://www.kwmontana.com]]></description>
		<content:encoded><![CDATA[<p>It&#8217;s awful easy to get sucked in, it&#8217;s nice to have reminders on how to be smart. Thanks!</p>
<p>Keller Williams MT Realty<br />
<a href="http://www.kwmontana.com" rel="nofollow">http://www.kwmontana.com</a></p>
]]></content:encoded>
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		<title>By: aklump</title>
		<link>http://blog.kw.com/2010/05/28/kick-your-credit-card-debt-to-the-curb/#comment-777</link>
		<dc:creator>aklump</dc:creator>
		<pubDate>Sun, 06 Jun 2010 13:26:32 +0000</pubDate>
		<guid isPermaLink="false">http://blog.kw.com/?p=1030#comment-777</guid>
		<description><![CDATA[This is a great article and one by which I have implemented for the last 4 years.  Dave Ramsey along with Suze Orman have practical and do-able advice.  One of the ways that has really helped me on the journey to becoming credit car debt free is to pay bills reflected on the income flow:  weekly income, weekly payout, bi-monthly income, bi-monthly payout, etc.  and instead of having to come up with the $xx to pay off a portion, that amount is increase to $xxx, and I didnt really feel it!  Hope this helps someone else too! p.s.  I know that it is not always possible in our business with our pay flow...]]></description>
		<content:encoded><![CDATA[<p>This is a great article and one by which I have implemented for the last 4 years.  Dave Ramsey along with Suze Orman have practical and do-able advice.  One of the ways that has really helped me on the journey to becoming credit car debt free is to pay bills reflected on the income flow:  weekly income, weekly payout, bi-monthly income, bi-monthly payout, etc.  and instead of having to come up with the $xx to pay off a portion, that amount is increase to $xxx, and I didnt really feel it!  Hope this helps someone else too! p.s.  I know that it is not always possible in our business with our pay flow&#8230;</p>
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		<title>By: mjacobs5</title>
		<link>http://blog.kw.com/2010/05/28/kick-your-credit-card-debt-to-the-curb/#comment-776</link>
		<dc:creator>mjacobs5</dc:creator>
		<pubDate>Fri, 04 Jun 2010 01:55:49 +0000</pubDate>
		<guid isPermaLink="false">http://blog.kw.com/?p=1030#comment-776</guid>
		<description><![CDATA[Great Post, Love the blog.  http://www.markjacobsrealtor.com or my blog http://www.realtormarkjacobsblog.com  Augusta GA]]></description>
		<content:encoded><![CDATA[<p>Great Post, Love the blog.  <a href="http://www.markjacobsrealtor.com" rel="nofollow">http://www.markjacobsrealtor.com</a> or my blog <a href="http://www.realtormarkjacobsblog.com" rel="nofollow">http://www.realtormarkjacobsblog.com</a>  Augusta GA</p>
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		<title>By: vlandry1</title>
		<link>http://blog.kw.com/2010/05/28/kick-your-credit-card-debt-to-the-curb/#comment-775</link>
		<dc:creator>vlandry1</dc:creator>
		<pubDate>Thu, 03 Jun 2010 19:55:10 +0000</pubDate>
		<guid isPermaLink="false">http://blog.kw.com/?p=1030#comment-775</guid>
		<description><![CDATA[2010 is the year that we eliminate our credit card debt and this is how we are doing it:  First we established how much a week we could afford to put toward the debt, for us that&#039;s about $400.  I opened a dedicated checking account for just paying off this debt and then I set up each of my billers on the billpay service through my bank.  Then I set up an automatic payment to them every Wednesday.  So every Monday, I deposit the $400 into the account (my husband is a bartender so we tend to have the cash on hand each Monday) and then the payments go out on Wednesday.  I have alarms set on my phone to remind me to deposit the money and every Friday I go online to all of the credit card sites and update my spreadsheet with the new balances.  It feels amazing to watch that debt go down so quickly!    We have missed about 4 payments since Jan 1 but we are motivated and the best thing is we know we can do it so when we&#039;ve got the debt paid off, we can start saving that money for the future.  We have already paid off more in the last 5 months that we paid in the last three years!]]></description>
		<content:encoded><![CDATA[<p>2010 is the year that we eliminate our credit card debt and this is how we are doing it:  First we established how much a week we could afford to put toward the debt, for us that&#8217;s about $400.  I opened a dedicated checking account for just paying off this debt and then I set up each of my billers on the billpay service through my bank.  Then I set up an automatic payment to them every Wednesday.  So every Monday, I deposit the $400 into the account (my husband is a bartender so we tend to have the cash on hand each Monday) and then the payments go out on Wednesday.  I have alarms set on my phone to remind me to deposit the money and every Friday I go online to all of the credit card sites and update my spreadsheet with the new balances.  It feels amazing to watch that debt go down so quickly!    We have missed about 4 payments since Jan 1 but we are motivated and the best thing is we know we can do it so when we&#8217;ve got the debt paid off, we can start saving that money for the future.  We have already paid off more in the last 5 months that we paid in the last three years!</p>
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		<title>By: teresarepro</title>
		<link>http://blog.kw.com/2010/05/28/kick-your-credit-card-debt-to-the-curb/#comment-774</link>
		<dc:creator>teresarepro</dc:creator>
		<pubDate>Thu, 03 Jun 2010 00:15:29 +0000</pubDate>
		<guid isPermaLink="false">http://blog.kw.com/?p=1030#comment-774</guid>
		<description><![CDATA[Great article, filled with the truth. Those of us who learn to live within our means will be able to bear through today&#039;s economic challenges. Debit card is the only plastic I carry now.]]></description>
		<content:encoded><![CDATA[<p>Great article, filled with the truth. Those of us who learn to live within our means will be able to bear through today&#8217;s economic challenges. Debit card is the only plastic I carry now.</p>
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		<title>By: Tweets that mention Kick Your Credit Card Debt to the Curb! at -- Topsy.com</title>
		<link>http://blog.kw.com/2010/05/28/kick-your-credit-card-debt-to-the-curb/#comment-773</link>
		<dc:creator>Tweets that mention Kick Your Credit Card Debt to the Curb! at -- Topsy.com</dc:creator>
		<pubDate>Fri, 28 May 2010 20:40:28 +0000</pubDate>
		<guid isPermaLink="false">http://blog.kw.com/?p=1030#comment-773</guid>
		<description><![CDATA[[...] This post was mentioned on Twitter by Carrie Cassidy, Best Agent Blogs. Best Agent Blogs said: RT @kwri Kick Your Credit Card Debt to the Curb! http://bit.ly/dfB0ia [...] ]]></description>
		<content:encoded><![CDATA[<p>[...] This post was mentioned on Twitter by Carrie Cassidy, Best Agent Blogs. Best Agent Blogs said: RT @kwri Kick Your Credit Card Debt to the Curb! <a href="http://bit.ly/dfB0ia" rel="nofollow">http://bit.ly/dfB0ia</a> [...] </p>
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